The money your family already qualifies for

43 benefits · verified against official sources

Raising a kid is expensive — and the help already exists: tax credits, paid bonding leave, savings accounts the government seeds for your kid. It just sits scattered across a dozen .gov sites, and nobody mails it to you. This is the full catalog Anchor's Provide tab tracks: every item human-checked, re-verified automatically, and linked only to the official page.

Federal — every dad, every state

• Claim the $1,000 Trump Account $1,000

  The Treasury puts $1,000 into an account for your kid. You have to open it — nobody mails it to you.

• Claim the Child Tax Credit every year Up to $2,200/yr

  Up to $2,200 per kid, every tax year. It's the single biggest recurring line — don't file without it.

• Enroll in a Dependent Care FSA Up to $7,500/yr pre-tax

  Pay for daycare with pre-tax money — worth roughly $2,000/yr at typical tax rates. A new baby opens a short enrollment window.

• Child and Dependent Care Credit Up to $1,050 per kid/yr

  A tax credit worth up to $1,050 per kid for daycare costs — stacks with everything except the same FSA dollars.

• Add the baby to health coverage — 60-day window Avoids uncovered bills

  A birth opens a 60-day special enrollment period. Miss it and you may wait until next year.

• WIC groceries and formula ~$600–$1,200/yr

  Roughly $50–$100 a month in food, formula, and produce for pregnant moms and kids under 5.

• Medicaid / CHIP for the kid Free or low-cost coverage

  Free or very low-cost health coverage for kids — income limits are far higher for kids than for adults.

• Open a 529 — the 15-year Roth clock Up to $35,000 → Roth

  A 529 opened at birth starts a 15-year clock that can end with up to $35,000 rolling into your kid's own Roth IRA, tax-free.

• Early Head Start (birth to 3) Free care and development services

  Free child development, home visits, and in some programs child care, from birth to age 3.

• Free diapers from a diaper bank ~$1,000/yr in diapers

  Diaper banks give out free diapers monthly — no federal program covers diapers, so this network fills the gap.

State benefits

Paid family leave, state child tax credits, and automatic 529 birth grants. In the app, your ZIP code (optional) switches these on for your state.

California

• CalKIDS: California's money for newborns Up to ~$175 seed

  California auto-opens a college savings account for every baby born in the state — you claim it online.

• California Paid Family Leave Up to 8 weeks paid

  Up to 8 weeks of paid bonding leave — most working dads qualify and many never file.

• California Young Child Tax Credit Up to $1,189/yr

  Up to $1,189 a year back for a kid under 6, on top of the federal credit.

Colorado

• Colorado FAMLI leave Up to 12 weeks paid

  Up to 12 weeks of paid bonding leave through FAMLI.

• Colorado Child Tax Credit Varies by year/income

  A refundable state credit for kids under 6 — amounts vary by income and year.

• Colorado First Step: $100 $100 grant

  $100 for a new CollegeInvest 529 — claimable for 5 years.

Connecticut

• CT Baby Bonds $3,200 invested at birth

  Connecticut invests $3,200 for every baby covered by HUSKY at birth — claimable as an adult.

• Connecticut Paid Leave Up to 12 weeks paid

  Up to 12 weeks of income replacement for bonding.

Delaware

• Delaware Paid Leave Up to 12 weeks paid

  New for 2026: up to 12 weeks of paid parental leave.

Illinois

• Illinois First Steps: $50 $50 seed

  $50 seed for every Illinois baby — claim it into a Bright Start 529.

Maine

• Maine Paid Family and Medical Leave Up to 12 weeks paid

  New for 2026: up to 12 weeks of paid leave, benefits from May 2026.

• Maine: the $500 Alfond Grant $500 automatic

  Every Maine baby automatically gets $500 for education — link it so it grows with you.

Maryland

• Maryland Child Tax Credit $500/child/yr

  $500 per young child for the lowest-income families.

Massachusetts

• Massachusetts Paid Family Leave Up to 12 weeks paid

  Up to 12 weeks of paid, job-protected bonding leave.

• MA Child and Family Tax Credit $440/child/yr

  $440 per dependent under 13 — no income cap, refundable.

• MA BabySteps: $50 seed deposit $50 seed

  $50 into a U.Fund 529 — but you must open the account by the first birthday.

Minnesota

• Minnesota Paid Leave Up to 12 weeks paid

  New for 2026: up to 12 weeks of paid bonding leave.

• Minnesota Child Tax Credit $1,750/child/yr

  $1,750 per child, refundable — the biggest state child credit in the country.

Nebraska

• Nebraska Meadowlark seed $50 seed

  Nebraska seeds education savings for every baby born in-state.

New Jersey

• New Jersey Family Leave Insurance Up to 12 weeks at 85% pay

  Up to 12 weeks of bonding leave at 85% of your wages.

• New Jersey Child Tax Credit Up to $1,250/yr per kid under 6

  Up to $1,250 a year for a kid under 6.

New Mexico

• New Mexico Child Tax Credit Up to $600/child/yr

  Up to $600 per child, refundable, income-scaled.

New York

• New York Paid Family Leave Up to 12 weeks at 67% pay

  Up to 12 weeks of job-protected, paid bonding leave.

• NY Empire State Child Credit $1,000/yr per kid under 4

  $1,000 a year per kid under 4 — expanded for 2026.

Oregon

• Paid Leave Oregon Up to 12 weeks paid

  Up to 12 weeks of paid bonding leave — 100% pay for lower earners.

• Oregon Kids Credit $1,000/child/yr

  $1,000 per kid under 6 for lower-income families, refundable.

Pennsylvania

• PA Keystone Scholars: $100 at birth $100 automatic

  Pennsylvania starts every baby with $100 for education, automatically.

Rhode Island

• Rhode Island Temporary Caregiver Insurance ~7 weeks paid

  Paid bonding weeks through RI's TCI program.

• RI CollegeBound Starter: $100 $100 grant

  $100 toward college for Rhode Island babies.

Vermont

• Vermont Child Tax Credit $1,000/child/yr

  $1,000 per kid under 5, refundable.

Washington

• Washington Paid Family Leave Up to 12 weeks paid

  Up to 12 weeks of paid bonding leave, up to 90% of pay for typical earners.

Washington, D.C.

• DC Paid Family Leave Up to 12 weeks paid

  Up to 12 weeks of paid parental leave for DC workers.

West Virginia

• WV Bright Babies: $100 $100 bonus

  $100 when you open a SMART529 before the first birthday.