Federal benefit · Health coverage · Last verified 2026-08-08

Medicaid / CHIP for the kid

Free or very low-cost health coverage for kids — income limits are far higher for kids than for adults.

What it's worth
Free or low-cost coverage
Deadline
No fixed deadline
Who qualifies
Income-based per state; enrollment is open year-round.

The details

Even when parents earn too much for Medicaid themselves, kids often qualify for Medicaid or CHIP: in most states the kid cutoff is 2–3× the adult one. Coverage includes checkups, shots, dental, and ER visits with little or no cost. If daycare-age medical bills are stressing the budget, check this before anything else — enrollment is year-round.

Check your state's rules

Official source: https://www.insurekidsnow.gov

Anchor tracks all of these for your kid's birth year and your state — free. Provide matches every benefit here to your kid's age, shows the real deadline, and links only to official pages. No ads, no subscription, no locked features.

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